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Intellectual Property
All worksheets, guides, and materials offered on this site are the property of the author. You may download and print them for personal use or to assist your family, but you may not resell, redistribute, or republish them without written permission.

No Legal or Medical Advice
The content on this site and in the worksheets is for general information only. It is not legal, financial, or medical advice. Always consult appropriate professionals for your specific situation.

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Limitation of Liability
The author is not responsible for any actions you take based on the information provided. Use judgment and consult professionals as needed.

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